Systems is an application service provider (ASP) focused on increasing productivity in the insurance industry via the Internet. IBQ’s products focus on the exchange of data between insurance companies and agents. Moving the industry away from paper transactions, IBQ increases the efficiency of insurance sales and maintenance, while reducing the cost per transaction. IBQ’s tightly integrated suite of products includes rating programs (Q-Rater), application software (Q-App), and administrative modules (Q-Admin) that allow you to offer virtually any type of insurance to your agent base. All products are Internet- based, and they can be used from any computer with web access.